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Based on responses from 14,827 borrowers in a survey of 76,365 randomly selected borrowers conducted from 1/1/16 - 10/1/16.Borrowers who received a loan to consolidate existing debt or pay off their credit card balance reported that the interest rate on outstanding debt or credit cards was 21% and average interest rate on loans via Lending Club is 14.6%.Borrowers who used a personal loan via Lending Club for debt consolidation or to pay off high interest credit cards report in a survey that the interest rate on their loan was an average of 30% lower than they were paying on their outstanding debt or credit cards.
Best APR is available to borrowers with excellent credit.
With fixed, low rates and monthly payments, the amount you pay will never increase, giving you a clear path to achieve your financial goals.
Our online loan application takes minutes, with no impact to your credit score.
The key element to getting out of debt is to understand debt management (aka having a plan).
Instantly review the debt consolidation loan offers you qualify for, with no need to ever visit a branch.
Loans are deposited directly into your bank account in as quickly as a few days.